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		<title>Buying A Home Series: Step Three &#8211; Interview Loan Officers</title>
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There&#8217;s a lot of stress that is involved in buying a home but ultimately there are two groups of people that can help navigate or create a nightmarish situation.
Real Estate Agents &#38; Loan Officers
We&#8217;ll cover agents throughout, hopefully, if you are reading this you&#8217;ll be using the Jarvis Team at Keller Williams to help you [...]]]></description>
		<link>http://GaHomesDigest.com/blog/buyer-tips/buying-a-home-series-step-three-interview-loan-officers</link>
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		<title>Buying A Home Series: Step 2 &#8211; Setting Up Your Budget</title>
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Believe it or not, most home buyers never even consider their budget.   Most home buyers do what we did with the advice my Mother gave me.  Take your income and multiply by 3 and that&#8217;s the home you could buy.  So if you make $50K you could reasonable afford a $150,000 home.  There&#8217;s different variations [...]]]></description>
		<link>http://GaHomesDigest.com/blog/buyer-tips/home-buying-guide-buyer-tips/buying-a-home-series-step-2-setting-up-your-budget</link>
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		<title>If I buy a home with an FHA loan, is the 3.5% down part of the closing costs?</title>
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 I saw this question on a community website and answered it and thought it might be good to share with others.  Here&#8217;s what I wrote:
It&#8217;s easier to look at an example I think. 
Say you are buying a home for $100,000. 
It will cost you about $3,500 in closing costs to get a loan for this home. [...]]]></description>
		<link>http://GaHomesDigest.com/blog/faq/fha-down-payment-questio</link>
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		<title>Buying A Home Series: Step One &#8211; Pray</title>
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 You might not agree with me, but I think the first step in the home buying process is prayer.  You definitely should be saving and budgeting, etc, which are next steps actually but prayer should be at the start of your day and I believe at the start of your purchase.
Before I jump in, if [...]]]></description>
		<link>http://GaHomesDigest.com/blog/buyer-tips/georgia-home-buying-guide-step-on</link>
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		<title>Top Realtor Office In Gwinnett &amp; Dacula</title>
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 The Jarvis Team at Keller Williams Realty is the #1 Brokerage for Gwinnett County and Dacula, GA.  Not only are we the best (in numbers of listings) but we&#8217;ve proven it out!
#1 In Market Share in Gwinnett and Dacula for homes for sale
#1 In listing volume (decided by the actual amount of money totall
#1 in number of [...]]]></description>
		<link>http://GaHomesDigest.com/blog/atlanta-home-value/atlanta-real-estate-news/top-realtor-office-in-gwinnett-dacula</link>
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		<title>From Businessweek: If You Don&#8217;t Buy A Home, You&#8217;re Broke or Stupid</title>
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Believe it or not, this is the title of the article.  I&#8217;ve never said this and don&#8217;t agree with what I believe to be a salacious title, but I do agree with the jist of the article.  Rates are low, prices are at an all time low.  There are several great reasons NOT to buy, but hundreds [...]]]></description>
		<link>http://GaHomesDigest.com/blog/buyer-tips/from-businessweek-if-you-dont-buy-a-home-youre-broke-or-stupid</link>
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		<title>Alpharetta Luxury Real Estate Listing &#8211; Frank Lloyd Wright + Le Corbusier Inspired!</title>
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 Alpharetta&#8217;s best kept secret of a listing has just hit the market.  Whether you are looking for &#8220;Wayne Manor&#8221; or your own bat cave this is it.
Built by Georgia Tech graduate, Randy Schwartz, inspired by Frank Lloyd Wright, Le Corbusier and others, this home was built without harming any of the natural landscape on the [...]]]></description>
		<link>http://GaHomesDigest.com/blog/atlanta-luxury-homes/alpharetta-luxury-homes-elegant-frank-lloyd-wrigh</link>
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		<title>Most People Who Bought In 2009 Expect 10%</title>
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According to a recent NAR survey, 73% of all buyers expect a 10% or more appreciation in the next 5 years.
The survey asked 1004 buyers about their thoughts on their purchase.
Here&#8217;s the highlights:

1 out of 8 buyers are planning on buying for investment.
25% of buyers are buying or plan to buy foreclosure (THIS MEANS THAT [...]]]></description>
		<link>http://GaHomesDigest.com/blog/atlanta-home-value/atlanta-real-estate-news/most-people-who-bought-in-2009-expect-10</link>
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		<title>GA Real Estate Market Update November 2009</title>
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]]></description>
		<link>http://GaHomesDigest.com/blog/atlanta-home-value/ga-real-estate-market-update-november-2009</link>
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		<title>Homebuyer Tax Credit Update Video</title>
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		<link>http://GaHomesDigest.com/blog/buyer-tips/tax-credit-video</link>
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