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$99 A Month for 12 Months – Not a Gimmick Thanks to $8,000 Tax Credit
You might have read the headline and thought, oh no! This is another one of those funky loans that change over time. Nope. It’s not a special loan, it’s another way to think about the $8,000 tax credit. If you take a $125,000 home’s payment of roughly $750.00 a month at 6% interest rate (fixed [...]
How Do You Know if Your Realtor Is Any Good?
From a linkedin question:
What kinds of questions might a first time home buyer ask prospective Realtors in order to gauge level of expertise and figure out who would best represent his / her interests? Assuming that no references are available, what criteria would you use?
Another response stated:
…The most important factor in finding a realtor [...]
Sales Are Up 29% From Last Month | Real Estate Market Condition Report May 2009
Buying opportunities abound for value-savvy home shoppers in select markets across the nation, where prices have fallen to 2003 levels. While home prices are still declining on a year over year basis, they are falling at the slowest rate in five months, which indicates a degree of stabilization compared to recent months.
Attractive prices, [...]
Georgia Home Buyer Tax Credit
Governor Perdue signed HB 261 yesterday creating a Georgia income tax credit up for the purchase of an eligible single-family residence.
Although the bill was signed yesterday, the credit is limited to eligible purchases made between June 1, 2009 and November 30, 2009.
The credit created by HB 261 can be claimed one time per taxpayer [...]
Home Buyer Tax Credit
New Changes to the Home Buyer Tax Credit. I thought I would try to talk about it here as simply as possible.
2009 Home Buyer Tax Credit
Tax Credit is a True Tax Credit. There is no repayment of it, unless you sell your home within 3 years. The "recapture" would take place at the sell of [...]
How do I find homes on the market that have assumable mortgages?
This question came from a buyer and I thought I should share it publicly.
How do I find homes on the market that have assumable mortgages?
You can actually have your agent do a search for them through the MLS. However, most agents are so inept at even understanding if something is assumable and how the process [...]
Steve Doesn’t Get It
It happens more often than I care to repeat, but there are people out there that I really don’t want to work with. I’m sure those of you who are reading this article are not part of this bunch, but if you are no worries. My Christian natures pretty much require that I love [...]
Thinking About Resale Value
As you start looking for a new home, you probably aren’t even considering your NEXT move . You probably just want to get this one taken care of! But it is always prudent to shop for a new home with an eye on potential resale value down the road. No one can predict what [...]
Fiduciary Responsibility
Real Estate across the country is different. In some state, it may take 90 days to close while in others, like Georgia, 30 days is the norm. Additionally, in some states you can close at a title company’s office, in other states you may get an attorney to help coordinate the closing while still [...]
$7,500 Tax Credit – Are you going to get it?
On July 30th Pres. Bush signed a major housing bill (HR 3221) into law. As part of the bill, Congress created a new, temporary tax credit to provide some incentive to buy a home. Here’s a quick check list to see if you qualify:
Bought and CLOSED after April 9th, 2008
YOU MUST CLOSE BEFORE JULY 1st, [...]