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Obama Housing Affordability Plan – March 4th
Today launches the new Obama Housing Affordability "Plan." I thought I would do a process of elimination type of discussion here to help you see if this plan will help you. If you can answer YES to these questions, then you may qualify.
Do you have a Freddie Mac or Fannie Mae Loan?
Is loan you need [...]
Fannie Mae Policies On Short Sale Through Foreclosure
I often get asked about the difference between the impact of a short sale and a foreclosures.
Here is a summary of Fannie Mae loan policies that went into affect on August 1, 2008. This represents the time period that must elapse before borrowers can demonstrate they have reestablished an acceptable credit history after the occurrence of the bankruptcy [...]
Fannie & Freddie Hold Off On Foreclosures
In a sort of odd Christmas Present to some home owners, Fannie Mae and Freddie Mac has post-poned foreclosing on about 16,000 homes until Jan 09.
"This is another news item that the government is hoping will stem the tide of foreclosures," said Walter Schmidt, head of mortgage strategy at FTN Financial Capital Markets in Chicago. [...]