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$99 A Month for 12 Months – Not a Gimmick Thanks to $8,000 Tax Credit
You might have read the headline and thought, oh no! This is another one of those funky loans that change over time. Nope. It’s not a special loan, it’s another way to think about the $8,000 tax credit. If you take a $125,000 home’s payment of roughly $750.00 a month at 6% interest rate (fixed [...]
Georgia Home Buyer Tax Credit
Governor Perdue signed HB 261 yesterday creating a Georgia income tax credit up for the purchase of an eligible single-family residence.
Although the bill was signed yesterday, the credit is limited to eligible purchases made between June 1, 2009 and November 30, 2009.
The credit created by HB 261 can be claimed one time per taxpayer [...]
GMAC Broke Into My Client’s Home
It happening, really.
You move out and put your home on the market. You drive by one day, or maybe the Realtor calls and says, “my key is not working anymore…”
It’s happened. That’s right the bank has broken into your home, winterized it and “secured it.” If you are lucky, [...]
Obama Housing Affordability Plan – March 4th
Today launches the new Obama Housing Affordability "Plan." I thought I would do a process of elimination type of discussion here to help you see if this plan will help you. If you can answer YES to these questions, then you may qualify.
Do you have a Freddie Mac or Fannie Mae Loan?
Is loan you need [...]
Waiting for your $15,000 (instead of $7,500), PLEASE READ!
There’s a new tax credit that’s waiting for House approval that raises the tax credit from $7,500 to $15,000. However you may not know the whole story!
It’s a TRUE tax credit – meaning if you don’t owe up to $15,000 in taxes in at least 2 successive years, you miss out on it. Lower income [...]
Double Down – Housing Stimulus up to $15,000
US Senator, Johnny Isakson, adding a $15,000 tax credit for homebuyers to the much talked about economic stimulus package. This tax credit would take the place of the current $7500 tax credit for first time homebuyers. Unlike the current credit, this one is for anyone buying a primary residence, not just first timers. It also [...]
I’m a Rock Star, Trulia
Trulia featured me (Joshua Jarvis) as a Rock Star on their newsletter this week. Other than my Mom, no one else has commented on it yet.
Fannie & Freddie Hold Off On Foreclosures
In a sort of odd Christmas Present to some home owners, Fannie Mae and Freddie Mac has post-poned foreclosing on about 16,000 homes until Jan 09.
"This is another news item that the government is hoping will stem the tide of foreclosures," said Walter Schmidt, head of mortgage strategy at FTN Financial Capital Markets in Chicago. [...]