SEARCH FOR GA REAL ESTATE
For Buyers
$99 A Month for 12 Months – Not a Gimmick Thanks to $8,000 Tax Credit
You might have read the headline and thought, oh no! This is another one of those funky loans that change over time. Nope. It’s not a special loan, it’s another way to think about the $8,000 tax credit. If you take a $125,000 home’s payment of roughly $750.00 a month at 6% interest rate (fixed [...]
Georgia Home Buyer Tax Credit
Governor Perdue signed HB 261 yesterday creating a Georgia income tax credit up for the purchase of an eligible single-family residence.
Although the bill was signed yesterday, the credit is limited to eligible purchases made between June 1, 2009 and November 30, 2009.
The credit created by HB 261 can be claimed one time per taxpayer [...]
Obama Just Paid You To Buy A Home
For the past 5 months I’ve heard about Obama’s plans non-stop. Not a single one of his plans have done or will do anything for the American economy. I’m not here to rant about bailouts, handouts or bonus checks. I’m here to talk about something incredibly awesome.
Sure you COULD get a [...]
Home Buyer Tax Credit
New Changes to the Home Buyer Tax Credit. I thought I would try to talk about it here as simply as possible.
2009 Home Buyer Tax Credit
Tax Credit is a True Tax Credit. There is no repayment of it, unless you sell your home within 3 years. The "recapture" would take place at the sell of [...]
What You Need To Know About Mortgages in 2009
Business Week just put out a great article about mortgages in 2009. I’ll try to summarize it for you but it’s a great read.
For Purchasers:
Check with a loan person first, before your Realtor. There are several things going on right now at one time and you need to know what you are getting into.
Rates are [...]
Tax Credit FAQ – Part 2
If you’ve talked me at all, you’ve probably heard about the $7,500 Tax Credit that first time home buyers get. I posted a pretty good FAQ on it earlier (Tax Credit Will You Get It) , but I’ve come across 2 additional questions I thought it would be worth sharing. Keep in mind all of [...]
Steve Doesn’t Get It
It happens more often than I care to repeat, but there are people out there that I really don’t want to work with. I’m sure those of you who are reading this article are not part of this bunch, but if you are no worries. My Christian natures pretty much require that I love [...]
NY Times – Best Time to Buy a Home….EVER?
I’ve been in Real Estate for 6 years. It’s not a long time for most at a job, but for the world of ACTUAL PROFESSIONAL REAL ESTATE, it’s an eternity. Most of the top agents I work with have that many years, most of the ones that have gone back to their old jobs, did [...]
As Buyer’s Jump The Fence, CNBC puts them back on it…
If you watched CNBC today you likely heard "Bond Guru" Bill Gross comment on interest rates. His prediction is that rates will continue to fall, likely as low as 4%’s. 1% reduction in rate is the equivalent of a $10,000 reduction in price. So homes will be slightly more affordable. The big question is whether [...]
Stop the Press! Fed By Mortgage Backed Securities = 5.5% Rate
The FED just announced that they are buying 600 Million worth of Mortgage Backed Securities. It’s bittersweet since it seems like a short term fix, but here’s the good news.
Rates are at 5.5% TODAY !
If you have a rate of 6.5% or higher, REFINANCE, NOW.
Call me at 770-374-4667 to discuss!