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	<title>Brutal Honesty - A Real Estate Blog &#187; For Buyers</title>
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	<link>http://GaHomesDigest.com/blog</link>
	<description>We Put The Real In Real Estate</description>
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		<title>Look for a surge in sales or resale before April 30th</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/resale-homes-surge-april</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/resale-homes-surge-april#comments</comments>
		<pubDate>Mon, 15 Mar 2010 13:41:34 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Atlanta]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=599</guid>
		<description><![CDATA[In case you&#8217;ve fasting TV or maybe in a winter hibernation, there&#8217;s a little thing called a tax credit right now that is fueling a lot of sales.  In fact, it might be too effective because it&#8217;s pulling buyers from the future to buy now.
Just a recap for those that are still lost:

$8,000 tax credit [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Buying A Home Series: Step Three &#8211; Interview Loan Officers</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/buying-a-home-series-step-three-interview-loan-officers</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/buying-a-home-series-step-three-interview-loan-officers#comments</comments>
		<pubDate>Wed, 10 Mar 2010 02:51:33 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[1st time buyer]]></category>
		<category><![CDATA[1st Time Home Buyer]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Georgia]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Buyer Guide]]></category>
		<category><![CDATA[home buying guide]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=463</guid>
		<description><![CDATA[
There&#8217;s a lot of stress that is involved in buying a home but ultimately there are two groups of people that can help navigate or create a nightmarish situation.
Real Estate Agents &#38; Loan Officers
We&#8217;ll cover agents throughout, hopefully, if you are reading this you&#8217;ll be using the Jarvis Team at Keller Williams to help you [...]]]></description>
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		<title>Buying A Home Series: Step 2 &#8211; Setting Up Your Budget</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/home-buying-guide-buyer-tips/buying-a-home-series-step-2-setting-up-your-budget</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/home-buying-guide-buyer-tips/buying-a-home-series-step-2-setting-up-your-budget#comments</comments>
		<pubDate>Sat, 30 Jan 2010 12:20:29 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Buyer Guide]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home buying guide]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=564</guid>
		<description><![CDATA[
Believe it or not, most home buyers never even consider their budget.   Most home buyers do what we did with the advice my Mother gave me.  Take your income and multiply by 3 and that&#8217;s the home you could buy.  So if you make $50K you could reasonable afford a $150,000 home.  There&#8217;s different variations [...]]]></description>
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		<title>Buying A Home Series: Step One &#8211; Pray</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/georgia-home-buying-guide-step-on</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/georgia-home-buying-guide-step-on#comments</comments>
		<pubDate>Wed, 23 Dec 2009 01:48:33 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[church]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home buying guide]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[LinkedIn]]></category>
		<category><![CDATA[prayer]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=459</guid>
		<description><![CDATA[You might not agree with me, but I think the first step in the home buying process is prayer.  You definitely should be saving and budgeting, etc, which are next steps actually but prayer should be at the start of your day and I believe at the start of your purchase.
Before I jump in, if [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>From Businessweek: If You Don&#8217;t Buy A Home, You&#8217;re Broke or Stupid</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/from-businessweek-if-you-dont-buy-a-home-youre-broke-or-stupid</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/from-businessweek-if-you-dont-buy-a-home-youre-broke-or-stupid#comments</comments>
		<pubDate>Mon, 14 Dec 2009 11:44:15 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[business week]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Homes For Sale]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[LinkedIn]]></category>
		<category><![CDATA[Market Conditions]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=519</guid>
		<description><![CDATA[
Believe it or not, this is the title of the article.  I&#8217;ve never said this and don&#8217;t agree with what I believe to be a salacious title, but I do agree with the jist of the article.  Rates are low, prices are at an all time low.  There are several great reasons NOT to buy, but hundreds [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homebuyer Tax Credit Update Video</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/tax-credit-video</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/tax-credit-video#comments</comments>
		<pubDate>Tue, 17 Nov 2009 01:46:13 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[Video]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=501</guid>
		<description><![CDATA[
]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Home Buyer Tax Credit 2010 FAQ</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/home-buyer-tax-credit-2010-faq</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/home-buyer-tax-credit-2010-faq#comments</comments>
		<pubDate>Tue, 10 Nov 2009 13:17:11 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[LinkedIn]]></category>
		<category><![CDATA[move up buyer tax credit]]></category>
		<category><![CDATA[obama]]></category>
		<category><![CDATA[Tax Bill]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=495</guid>
		<description><![CDATA[Question: Must the new house cost more than the old house?
Answer: No. Thus, for example, individuals who move from a high cost area to a lower cost area who meet all eligibility requirements will qualify for the $6500 credit.

 Question: I am an existing homeowner. On October 25, 2009, I signed a contract to purchase [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buyer&#8217;s Delight &#8211; Tax Credit Additions &#124; Extensions</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/buyers-delight-tax-credit-additions-extensions</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/buyers-delight-tax-credit-additions-extensions#comments</comments>
		<pubDate>Mon, 09 Nov 2009 12:17:39 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[extension]]></category>
		<category><![CDATA[FAQ]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[LinkedIn]]></category>
		<category><![CDATA[military]]></category>
		<category><![CDATA[Tax Bill]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[tax credit checklist]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=491</guid>
		<description><![CDATA[
If you were buying a home and rushing to close by Nov. 30th, you can now breathe a sigh of relief.  Let&#8217;s go over what&#8217;s happened and the rationale.

First Time Home buyer tax credit of $8,000 extended to April 30th, 2010 &#8211; NEW WRINKLES

If you are under contract by the 30th, you can still get [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Georgia Home Buying Guide Intro Video</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/georgia-home-buying-guide-intro-video</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/georgia-home-buying-guide-intro-video#comments</comments>
		<pubDate>Thu, 05 Nov 2009 15:02:38 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[1st Time Home Buyer]]></category>
		<category><![CDATA[Atlanta]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[FAQ]]></category>
		<category><![CDATA[First Time]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Buyer Guide]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Homes For Sale]]></category>
		<category><![CDATA[LinkedIn]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=487</guid>
		<description><![CDATA[
Be sure to check back for the next update in this series and process!
&#60;&#60;Table of Contents&#62;&#62;                                                  &#60;&#60;Step One&#62;&#62;
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying A Home Series: Intro</title>
		<link>http://GaHomesDigest.com/blog/buyer-tips/buying-a-home-series-intro</link>
		<comments>http://GaHomesDigest.com/blog/buyer-tips/buying-a-home-series-intro#comments</comments>
		<pubDate>Wed, 04 Nov 2009 21:17:10 +0000</pubDate>
		<dc:creator>Joshua Jarvis</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[georgia home]]></category>
		<category><![CDATA[getting qualified]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[home buying guide]]></category>
		<category><![CDATA[home buying process]]></category>
		<category><![CDATA[inspections]]></category>
		<category><![CDATA[prayer]]></category>
		<category><![CDATA[process]]></category>
		<category><![CDATA[steps]]></category>

		<guid isPermaLink="false">http://GaHomesDigest.com/blog/?p=461</guid>
		<description><![CDATA[Over the next few weeks I&#8217;ll be covering how the Jarvis Team walks a buyer from being interesting in purchasing a home to the actual purchase.  After 7 years of helping buyers almost exclusively, we&#8217;ve seen that for most buyers the process is very similar.
There are several steps. Along the way I&#8217;m going to include [...]]]></description>
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		<slash:comments>0</slash:comments>
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