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If I buy a home with an FHA loan, is the 3.5% down part of the closing costs?

December 29, 2009

I saw this question on a community website and answered it and thought it might be good to share with others.  Here’s what I wrote:
It’s easier to look at an example I think. 
Say you are buying a home for $100,000. 
It will cost you about $3,500 in closing costs to get a loan for this home. [...]

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Buying A Home Series: Step One – Pray

December 22, 2009

You might not agree with me, but I think the first step in the home buying process is prayer.  You definitely should be saving and budgeting, etc, which are next steps actually but prayer should be at the start of your day and I believe at the start of your purchase.
Before I jump in, if [...]

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Top Realtor Office In Gwinnett & Dacula

December 16, 2009

The Jarvis Team at Keller Williams Realty is the #1 Brokerage for Gwinnett County and Dacula, GA.  Not only are we the best (in numbers of listings) but we’ve proven it out!
#1 In Market Share in Gwinnett and Dacula for homes for sale
#1 In listing volume (decided by the actual amount of money totall
#1 in number of [...]

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From Businessweek: If You Don’t Buy A Home, You’re Broke or Stupid

http://www.gahomesdigest.com/images/rate-chart-bsnweek.jpg December 14, 2009

Believe it or not, this is the title of the article.  I’ve never said this and don’t agree with what I believe to be a salacious title, but I do agree with the jist of the article.  Rates are low, prices are at an all time low.  There are several great reasons NOT to buy, but hundreds [...]

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Alpharetta Luxury Real Estate Listing – Frank Lloyd Wright + Le Corbusier Inspired!

Alpharetta Luxury Home December 9, 2009

Alpharetta’s best kept secret of a listing has just hit the market.  Whether you are looking for “Wayne Manor” or your own bat cave this is it.
Built by Georgia Tech graduate, Randy Schwartz, inspired by Frank Lloyd Wright, Le Corbusier and others, this home was built without harming any of the natural landscape on the [...]

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Most People Who Bought In 2009 Expect 10%

Real Estate Buyer Trends November 18, 2009

According to a recent NAR survey, 73% of all buyers expect a 10% or more appreciation in the next 5 years.
The survey asked 1004 buyers about their thoughts on their purchase.
Here’s the highlights:

1 out of 8 buyers are planning on buying for investment.
25% of buyers are buying or plan to buy foreclosure (THIS MEANS THAT [...]

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GA Real Estate Market Update November 2009

November 17, 2009
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Home Buyer Tax Credit 2010 FAQ

November 10, 2009

Question: Must the new house cost more than the old house?
Answer: No. Thus, for example, individuals who move from a high cost area to a lower cost area who meet all eligibility requirements will qualify for the $6500 credit.

Question: I am an existing homeowner. On October 25, 2009, I signed a contract to purchase [...]

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Buyer’s Delight – Tax Credit Additions | Extensions

Home Buyer Tax Credit November 9, 2009

If you were buying a home and rushing to close by Nov. 30th, you can now breathe a sigh of relief.  Let’s go over what’s happened and the rationale.

First Time Home buyer tax credit of $8,000 extended to April 30th, 2010 – NEW WRINKLES

If you are under contract by the 30th, you can still get [...]

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Georgia Home Buying Guide Intro Video

November 5, 2009

Be sure to check back for the next update in this series and process!
<<Table of Contents>>                                                  <<Step One>>

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